Mortgage Library

Primary Mortgage Market Survey

Monthly Average Commitment Rate And Points On 15-Year Fixed-Rate Mortgages Since 1972
Source: Freddie Mac

1997- 1994 | 1993 - 1990 | 1989 - 1986 | 1985 - 1982 | 1981 - 1978 | 1977 - 1974 | 1973 - 1972

	2001			2000			1999			1998
	Rate	Pts		Rate	Pts		Rate	Pts		Rate	Pts
January	7.03	0.9		8.21	1.0		6.79	0.9		6.99	1.4
February	7.05	1.0		8.33	1.0		6.81	1.0		7.04	1.2
March	6.95	0.9		8.24	1.0		7.04	0.9		7.13	1.2
April	7.08	0.9		8.15	1.0		6.92	1.0		7.14	1.0
May	7.15	1.0		8.52	1.0		7.15	1.0		7.14	1.1
June	6.70	1.0		8.29	0.9		7.55	1.0		7.00	1.0
July	7.13	0.9		8.15	0.9		7.63	1.0		6.95	1.1
August	6.95	0.9		8.03	1.0		7.94	1.0		6.92	1.1
September	6.82	0.9		7.91	1.0		7.82	1.0		6.72	1.0
October	6.62	0.9		7.80	1.0		7.85	1.0		6.71	0.9
November	6.66	0.8		7.75	0.9		7.74	1.0		6.87	0.9
December	7.07	0.8		7.38	1.0		7.91	1.0		6.74	1.0
Annual Average	6.97	0.9		8.05	1.0		7.44	1.0		6.94	1.1

TOP

	1997			1996			1995			1994
	Rate	Pts		Rate	Pts		Rate	Pts		Rate	Pts
January	7.82	1.8		7.03	1.8		9.15	1.8		7.07	1.7
February	7.65	1.7		7.08	1.7		8.83	1.9		7.15	1.8
March	7.90	1.8		7.62	1.8		8.46	1.8		7.68	1.7
April	8.14	1.7		7.93	1.8		8.32	1.9		8.32	1.8
May	7.94	1.7		8.07	1.7		7.96	1.8		8.60	1.8
June	7.69	1.7		8.32	1.7		7.57	1.8		8.40	1.8
July	7.50	1.8		8.25	1.8		7.61	1.8		8.61	1.8
August	7.48	1.7		8.00	1.7		7.86	1.8		8.51	1.8
September	7.43	1.7		8.23	1.7		7.64	1.8		8.64	1.8
October	7.29	1.7		7.92	1.7		7.48	1.9		8.93	1.8
November	7.21	1.7		7.62	1.8		7.38	1.8		9.17	1.8
December	7.10	1.8		7.60	1.7		7.20	1.8		9.20	1.8
Annual Average	7.6	1.7		7.81	1.7		7.93	1.8		8.38	1.8

TOP

	1993			1992			1991			1990
	Rate	Pts		Rate	Pts		Rate	Pts		Rate	Pts
January	7.99	1.6		8.43	1.8		9.64	2.1		9.90	2.1
February	7.68	1.5		8.76	1.8		9.37	2.0		10.20	2.1
March	7.50	1.6		8.94	1.9		9.50	2.1		10.27	2.1
April	7.46	1.7		8.85	1.7		9.50	2.0		10.37	2.1
May	7.47	1.8		8.67	1.7		9.47	2.0		10.48	2.0
June	7.42	1.6		8.51	1.7		9.62	2.1		10.16	2.0
July	7.21	1.6		8.13	1.6		9.58	2.0		10.04	2.0
August	7.11	1.5		7.98	1.7		9.24	1.9		10.10	2.0
September	6.91	1.5		7.92	1.7		9.01	1.9		10.18	2.1
October	6.83	1.5		8.09	1.8		8.86	1.9		10.17	2.2
November	7.16	1.6		8.31	1.9		8.71	1.8		10.01	2.1
December	7.17	1.7		8.21	1.6		8.50	1.8		9.67	1.9
Annual Average	7.31	1.6		8.39	1.7		9.25	2.0		10.13	2.1

TOP

	1989			1988			1987			1986
	Rate	Pts		Rate	Pts		Rate	Pts		Rate	Pts
January	10.73	2.1		10.38	2.0		9.20	2.2		10.89	2.3
February	10.65	2.2		9.89	2.1		9.08	2.1		10.71	2.3
March	11.03	2.2		9.93	2.0		9.04	2.1		10.08	2.3
April	11.05	2.2		10.20	2.1		9.83	2.3		9.94	2.2
May	10.77	2.1		10.46	2.1		10.60	2.3		10.15	2.3
June	10.20	2.1		10.46	2.0		10.54	2.2		10.69	2.3
July	9.88	2.1		10.43	2.0		10.28	2.2		10.51	2.2
August	9.99	2.1		10.60	2.2		10.33	2.1		10.20	2.1
September	10.13	2.0		10.48	2.1		10.89	2.2		10.01	2.2
October	9.95	2.0		10.30	1.9		11.26	2.2		9.98	2.1
November	9.77	2.0		10.27	2.1		10.65	2.1		9.70	2.0
December	9.74	2.0		10.61	2.1		10.64	2.1		9.32	2.1
Annual Average	10.32	2.1		10.34	2.1		10.21	2.2		10.19	2.2

TOP

	1985			1984			1983			1982
	Rate	Pts		Rate	Pts		Rate	Pts		Rate	Pts
January	13.08	2.5		13.37	2.3		13.25	2.2		17.48	2.2
February	12.92	2.4		13.23	2.4		13.04	2.0		17.60	2.2
March	13.17	2.6		13.39	2.4		12.80	2.2		17.16	2.2
April	13.20	2.6		13.65	2.4		12.78	2.1		16.89	2.3
May	12.91	2.5		13.94	2.5		12.63	2.1		16.68	2.3
June	12.22	2.5		14.42	2.5		12.87	2.1		16.70	2.2
July	12.03	2.5		14.67	2.6		13.43	2.2		16.82	2.2
August	12.19	2.6		14.47	2.6		13.81	2.2		16.27	2.3
September	12.19	2.6		14.35	2.6		13.73	2.2		15.43	2.3
October	12.14	2.5		14.13	2.6		13.54	2.1		14.61	2.2
November	11.78	2.4		13.64	2.5		13.44	2.1		13.82	2.2
December	11.20	2.3		13.18	2.5		13.42	2.2		13.62	2.2
Annual Average	12.43	2.5		13.88	2.5		13.24	2.1		16.04	2.2

TOP

	1981			1980			1979			1978
	Rate	Pts		Rate	Pts		Rate	Pts		Rate	Pts
January	14.90	2.0		12.88	1.6		10.39	1.5		9.01	1.3
February	15.13	2.0		13.04	1.6		10.41	1.5		9.14	1.3
March	15.40	2.0		15.28	2.0		10.43	1.5		9.20	1.3
April	15.58	2.0		16.32	1.9		10.50	1.5		9.35	1.3
May	16.40	2.1		14.26	1.9		10.69	1.6		9.57	1.3
June	16.70	2.1		12.71	1.8		11.04	1.6		9.71	1.4
July	16.83	2.1		12.19	1.8		11.09	1.7		9.74	1.4
August	17.28	2.1		12.56	1.7		11.09	1.7		9.78	1.3
September	18.16	2.1		13.20	1.7		11.30	1.6		9.76	1.3
October	18.45	2.3		13.79	1.7		11.64	1.7		9.86	1.2
November	17.82	2.1		14.21	1.7		12.83	1.7		10.11	1.2
December	16.95	2.1		14.79	1.7		12.90	1.6		10.35	1.4
Annual Average	16.63	2.1		13.74	1.8		11.20	1.6		9.64	1.3

TOP

	1977			1976			1975			1974
	Rate	Pts		Rate	Pts		Rate	Pts		Rate	Pts
January	8.72	1.1		9.02	1.1		9.43	1.2		8.54	1.0
February	8.67	1.1		8.81	1.0		9.10	1.2		8.46	1.0
March	8.69	1.2		8.76	1.3		8.89	1.1		8.41	1.0
April	8.75	1.1		8.73	1.3		8.82	1.0		8.58	1.0
May	8.83	1.1		8.76	1.3		8.91	1.1		8.97	1.1
June	8.86	1.1		8.85	1.3		8.89	1.0		9.09	1.2
July	8.94	1.1		8.93	1.2		8.89	1.1		9.28	1.3
August	8.94	1.1		9.00	1.2		8.94	1.1		9.59	1.3
September	8.90	1.1		8.98	1.2		9.12	1.1		9.96	1.4
October	8.92	1.2		8.92	1.2		9.22	1.1		9.98	1.5
November	8.92	1.1		8.81	1.3		9.15	1.1		9.79	1.4
December	8.96	1.2		8.79	1.2		9.10	1.1		9.62	1.3
Annual Average	8.85	1.1		8.87	1.2		9.05	1.1		9.19	1.2

TOP

	1973			1972
	Rate	Pts		Rate	Pts
January	7.44	0.9		7.44	1.0
February	7.44	1.0		7.32	0.9
March	7.46	0.9		7.29	0.9
April	7.54	0.9		7.29	0.9
May	7.65	0.9		7.37	0.9
June	7.73	0.9		7.37	0.9
July	8.05	1.0		7.40	0.9
August	8.50	1.0		7.40	0.9
September	8.82	1.1		7.42	1.0
October	8.77	1.1		7.42	1.0
November	8.58	1.0		7.43	1.0
December	8.54	1.0		7.44	1.0
Annual Average	8.04	1.0		7.38	0.9
1999 Freddie Mac, all rights reserved. All Freddie Mac information and other content is provided in its "AS IS" condition. FREDDIE MAC MAKES NO WARRANTIES WITH RESPECT TO THE INFORMATION OR CONTENT, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY WARRANTS OF ACCURACY, COMPLETENESS, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

TOP